Espírito Santo Financial Group S.A. (‘ESFG’) is the Luxembourg based holding company for the financial interests of the Espírito Santo Group. ESFG’s interests are situated in Portugal, where the majority of its investments are located, Europe, Brazil, Angola and numerous other locations around the globe. At the end of September 2009 its total consolidated assets reached EUR 84.2 billion, a rise of 7.1% from year end 2008. ESFG’s consolidated profit for the first nine months of 2009, attributable to equity holders of the company reached EUR 101.3 million, a rise of 53.9% year on year.

ESFG is a public company, with its shares listed on the Luxembourg, Lisbon and London stock exchanges. ESFG, through its subsidiaries, provides a wide range of banking services, centred on Banco Espírito Santo (‘BES’), Tranquilidade insurance services ('Tranquilidade') and Espírito Santo Saúde ('ESS') healthcare operations.