Espírito Santo Financial Group S.A. (‘ESFG’) is the Luxembourg based holding company for the financial interests of the Espírito Santo Group. ESFG’s interests are situated in Portugal, where the majority of its investments are located, Europe, Brazil, Angola and numerous other locations around the globe. At the end of 2008 its total consolidated assets reached EUR 78.1 billion, a rise of 9.6% from a year earlier. ESFG’s consolidated profit for the full year 2008, attributable to equity holders of the company was EUR 77.1 million.

ESFG is a public company, with its shares listed on the Luxembourg, Lisbon and London stock exchanges. ESFG, through its subsidiaries, provides a wide range of banking services, centred on Banco Espírito Santo (‘BES’), Tranquilidade insurance services and Espírito Santo Saúde healthcare operations.