Espírito Santo Bank (‘ESB’) is a Florida chartered bank headquartered in Miami offering private banking services and wholesale commercial banking services to domestic and international individuals, institutions and corporate clients. ESB is a wholly-owned subsidiary of Banco Espírito Santo, Portugal, and serves as an integral component of the Espírito Santo global network. As a State Chartered Bank, ESB is a member of the Federal Deposit Insurance Corporation (‘FDIC’).